Most people, when they hear about life insurance, wonder if they can afford to buy this product.

Experts from https://diceus.com/insurance/ say that you cannot afford not to do so for your own well-being. And they are ready to prove it.

Reason #1. It is financial assistance in case of unforeseen situations related to restoring health and maintaining the well-being of your family.

Statistics show an annual increase in the number of traffic accidents and serious illnesses, so an insurance policy is a tool that will help protect your family budget from financial losses associated with the consequences of injuries, dangerous illnesses, and other misfortunes that require serious expenses to restore health.

Timely insurance payments, which are several times higher than the insurance premium, will allow you to quickly solve health problems, provide the necessary funds for recovery and rehabilitation, and help cover expenses related to the loss of regular income during and after illness. 

A life insurance policy also provides protection for the life and health of the breadwinner of the family. In the event of the worst-case scenario, relatives will quickly receive an insurance payment that will support the family in their time of need.

Reason #2. It is your comprehensive contribution to a secure future.

Regardless of economic shocks, everyone strives to accumulate and preserve capital, invest money profitably, and receive additional income from investments. 

At the end of the term of the savings insurance contract, a sum of money formed from the client’s insurance premiums is paid out.

With the help of a life insurance pension program, you can increase your income: accumulate an additional pension and receive it for a period specified in the contract. 

The fact that the pension can be inherited by the family in the event of an irreversible event is also important.

A “children’s” insurance program will allow adults not only to systematically accumulate guaranteed capital for their children by the desired date, but also to protect both themselves and their children from the consequences of unforeseen events related to health restoration.

Reason #3. It is available to everyone.

The average cost of a savings life insurance policy with health protection is approximately 30,000 rubles, or about 76 rubles per day, which is comparable to the cost of a carton of milk. Not too big a contribution to the financial well-being of your family, right?

Reason #4. It is a reliable investment.

The reliability of the life insurance segment is regulated and controlled at the state level, which provides additional guarantees for the safety of clients’ investments in protecting their lives and health.

In addition, life insurers invest their insurance reserves in government stocks and bonds, which not only develops the country’s economy but also guarantees a stable additional income for clients.

Reason #5. It is an opportunity to obtain financial protection with the greatest benefit.

People who purchase a 5-year endowment life insurance policy will receive a pleasant bonus — the opportunity to receive an annual social deduction on personal income tax.