Adjusting to life in a country can be both exciting and overwhelming. From overcoming language barriers to sending money home to your loved ones, every step requires patience to tackle obstacles.
If you’re a Nigerian expat navigating life abroad, this guide is for you. Here are four challenges you must overcome to achieve personal and professional success:
1. High Cost of Living
Given the rapid increase in inflation, the cost of living has become a critical issue for expats. It is an umbrella term encompassing housing, energy bills, groceries, basic amenities, and transportation.
Rent in major cities, such as London, New York, and Hong Kong, is considerably high for Niger expats. As a result, maintaining a lifestyle similar to that of their home country can be a challenge.
Conduct comprehensive budgeting, utilize public transportation, and make affordable housing choices to handle the high cost of living. Secure appropriate health insurance and beware of hidden costs to prevent unexpected expenses.
2. Language Barrier
Language barriers can hinder an expat’s personal and professional growth. While English is the office language in many countries, the importance of learning the local language can’t be downplayed. It allows you to navigate day-to-day conversations, build relationships, and prevent cultural misunderstandings.
In addition to learning basic phrases, pay attention to the vocabulary and pronunciation of the locals. This will help you gain greater cultural insights and open pathways for professional progress.
3. Transferring Money Back Home
The advancements in financial technology have simplified money transfer procedures. However, exchange rates can quickly add up, leading to reduced recipient amounts. Here are some tips you can follow for safe and efficient money transfer:
- Compare the services of various money transfer methods, such as wire transfers, bank drafts, debit card payments, and online app transfers.
- Consider scheduling regular money transfer to Niger to avail discounts and reduced exchange fees.
- Double-check the recipient’s information to avoid delays or rejections.
- Know the exact amount your loved one will receive after exchange fees to avoid unexpected deductions.
To avoid scams, always use credible money transfer services and ensure peace of mind.
4. Stress and Burnout
Research shows that nearly 86% of expats experience feeling detached or alone in the world. Navigating high living costs and taking care of their loved ones simultaneously leads to expat burnout. It can manifest in the form of physical symptoms, such as chest pain, heart palpitations, dizziness, and headaches.
Here are some tips you can follow to cope with feelings of isolation:
- Listen to your body and pay attention to signs of stress.
- Engage in activities and hobbies that help you relax.
- Stay connected to your friends and family in Niger. You can stay updated on their life changes through frequent video calls and messages.
- Step out of your comfort zone and take part in new activities, be it hiking or painting classes.
- Join a social group and reach out to other expats.
Don’t hesitate to seek help from a professional or counselor. By overcoming expat burnout, you can fulfill your personal and professional goals of moving abroad.